Understanding NDIS Funding Categories: A Beginner’s Guide
Navigating the NDIS for the first time can feel overwhelming — especially when it comes to understanding how your funding is structured. This article offers a simple explanation of the three main NDIS funding categories and how a plan manager can help you get the most from your plan.
What Are NDIS Funding Categories?
NDIS funding is divided into three main categories:
1. Core Supports
This category covers everyday activities and essential supports. It includes:
Assistance with daily living (e.g., showering, dressing)
Consumables (e.g., continence products)
Transport for people who can't use public transport
Assistance with social and community participation
2. Capacity Building Supports
These supports help you develop skills and become more independent. They might include:
Support coordination
Improved living arrangements
Building social or community participation
Finding and keeping a job
Therapy and allied health supports (e.g., speech therapy)
3. Capital Supports
Capital Supports are for one-off, big-ticket items such as:
Assistive technology (wheelchairs, hearing devices)
Home or vehicle modifications (e.g., ramps, rails)
How a Plan Manager Helps You Use Funding Wisely
A plan manager works behind the scenes to ensure your funding is used correctly and effectively. Here's how they can help:
Track Your Spending – They monitor how much you've spent and how much remains in each category.
Process Invoices Accurately – Ensuring each support is billed to the correct budget.
Provide Clear Advice – Helping you understand what you can use funding for, and preventing misallocation.
Offer Flexibility – Enabling access to both registered and unregistered providers.
Plan management ensures the right support gets paid on time and you stay in control without the stress of administration.
Real-World Example
Imagine you’ve been allocated funds in all three categories. A plan manager helps you:
Pay for your physiotherapy sessions through Capacity Building
Approve invoices from your support worker under Core Supports
Purchase a specialised wheelchair via Capital Supports
Without needing to worry about claiming or bookkeeping, you can focus on achieving your goals.
Understanding your funding categories is key to maximising your NDIS plan. A good plan manager ensures everything runs smoothly, giving you confidence that your supports are covered and your plan is being used efficiently.
If you like to find out more or sign up with TruePlan Management, contact us here.
